Banana Cream Pies

1 instant vanilla pudding
1 instant banana pudding
2 8-ounce cream cheese (can do light), softened
2 c. milk (I used skim)
4-6 bananas

Beat softened cream cheese, adding half of the milk slowly. Add pudding and rest of milk. Beat till smooth and thick. Line sides and bottoms of TWO graham cracker crusts with bananas. Spoon in filling. Top with whipped cream or cool whip. Refrigerate for at least an hour.

Note: I didn't want two pies, so I just halved everything. I used my kitchen scale to halve the puddings. And I hate whipped cream so I left it out. These pies don't need it. I used 2 1/2 bananas for the half recipe.